AI Terms of Service Generator
Draft clear, custom terms of service in minutes
NVIDIA: Nemotron 3 Super
Balanced Nemotron for demanding everyday work
NEW
FREE
Your prompt will appear here…
Your beautifully formatted article will appear here once you generate.
No history yet
Your generations will appear here. Sign in to save them permanently.
Launching a product and realising you have no terms of service page? Not sure what a subscription app actually needs to spell out to users? And worried that a copied template names the wrong country's courts and the wrong billing rules?
Short answer: The AI Terms of Service Generator drafts the rules that govern how people use your product, built from a short description of your service. You set the service type, governing law, and dispute approach, and it returns an editable terms document ready to review and publish.
What is AI Terms of Service Generator?
The AI Terms of Service Generator is a free tool on AIToolsay that writes a terms of service draft from a plain description of your product. A terms of service page, sometimes called terms and conditions, sets the contract between you and the people who use your site or app. This tool turns your details into that contract, section by section.
Terms of service and a privacy policy are not the same document. A privacy policy is about data. Terms of service is about the deal: what users may and may not do, who owns what, how billing works, and what happens in a dispute. The AI Terms of Service Generator focuses on that rulebook.
Here is a quick map of what a solid terms document usually covers:
| Clause | What it settles |
|---|---|
| Acceptance | How using the service means agreeing to the terms |
| Use and conduct | What users may and may not do |
| Payment | Fees, renewals, and refunds, where they apply |
| Liability | The limits on what you are responsible for |
| Termination | When and how an account can be closed |
| Governing law | Which country's courts and rules apply |
Read this first The AI Terms of Service Generator gives you a working draft, not legal advice. Terms can be enforceable contracts, and rules differ by country. Read the draft against how your business really operates, and have a qualified lawyer review it before you rely on it.
Why Use AI Terms of Service Generator?
Terms of service is the page most founders skip until an app store or a payment provider asks for one. Writing it from scratch is slow, and borrowing someone else's leaves you naming their courts and their billing model. The AI Terms of Service Generator gives you a draft shaped by your own answers.
What you get from it:
- A full terms structure, with acceptance, conduct, payment, and liability sections in place.
- Wording tied to the governing law you choose, from the United States to India.
- A dispute-resolution path you pick, whether that is courts, arbitration, or mediation first.
- Optional clauses for billing, user content, liability limits, and account termination.
The draft is editable, so you stay in charge. You can soften the tone, add a house rule, or hand the whole thing to your lawyer as a head start. The AI Terms of Service Generator does the heavy typing, and you keep the judgement.
How Does AI Terms of Service Generator Work?
The tool runs on the standard AIToolsay working surface, so the flow is quick and familiar.
- Prompt input area. Describe your service and its rules. The placeholder shows the shape, such as "Paid SaaS project tool; users must be 18+; no scraping; monthly billing; governed by California law".
- AI model selector. Choose the engine first. You can pick MSB AI, OpenAI ChatGPT, Google Gemini, Anthropic Claude AI, xAI Grok AI, DeepSeek, Qwen, Meta AI, NVIDIA AI, OpenRouter AI, or MiniMax.
- Advanced options accordion. Open it to set the service type, governing law, dispute resolution, tone, the four toggles, and the length.
- Generate button. This runs your details through the tool's built-in instructions, which tell the model to draft careful, plain terms.
- Output card. Your terms appear in a card with a live word count in the footer.
- Export and result actions. Download the draft as DOC, TXT, or HTML, or use Copy, Listen, Reuse, and Download on the result.
- Activity history panel. Earlier drafts from this session stay below, so you can reopen an arbitration version next to a courts one.
Who Should Use It?
The AI Terms of Service Generator suits anyone putting a product in front of users:
- SaaS founders who need terms before their first paying customer.
- Store owners who must set delivery, payment, and return rules.
- Marketplace and platform builders who need conduct and liability clauses.
- App developers who require terms to pass store review.
- Course creators and membership communities setting access and cancellation rules.
Key Features
Full clause set
Acceptance, conduct, payment, liability, and termination arrive already drafted.
Law and disputes
Pick the governing law and how disputes are handled, and the wording follows.
Toggle clauses
Add billing, user content, liability limits, and termination only when you need them.
Model choice
Switch between a large set of AI models to match the phrasing you like.
Export ready
Save the draft as DOC, TXT, or HTML, or copy it into your site editor.
Session history
Keep each draft so you can compare tones and dispute paths side by side.
Choosing Service Type, Governing Law, And Dispute Terms
The advanced options are where the AI Terms of Service Generator fits your product rather than an average one. Set these before you generate.
| Option | What it controls | When to change it | Suggested starting point |
|---|---|---|---|
| Service Type | The business model the terms assume | Always, so the clauses fit how you operate | SaaS / Subscription or E-commerce, whichever describes you |
| Governing Law | Which country's law and courts apply | Set it to where your business is based | The country you operate from, so disputes have a clear home |
| Dispute Resolution | How disagreements get settled | To favour courts, arbitration, or mediation | Courts / Litigation for most small sites, unless you prefer arbitration |
| Tone | How formal the language reads | For a friendly product or a strict one | Plain English, which stays clear and still holds up |
| Custom Instructions | Free-text extras the dropdowns miss | To add a house rule or a specific clause | Try "add a 14-day cancellation window and a no-scraping rule" |
| Output Length | How long and detailed the terms run | Short for a lean page, longer for full cover | Normal, the default, which balances detail and readability |
Four on-off toggles finish the setup. Include limitation of liability caps what you are legally responsible for. Add subscription and billing terms spells out fees and renewals. Include user-generated content clause covers what users post and who owns it. Add account termination terms states when and how an account can be closed.
Note The dispute-resolution choice shapes a clause with real weight. Binding arbitration keeps disputes out of court but limits how users can sue you. Pick it deliberately, and let a lawyer confirm it holds in your country.
Step-by-Step Guide
A clean first run of the AI Terms of Service Generator looks like this:
- Write a prompt that names your product, your billing model, any age limit, and any hard rules.
- Choose a model, then open the advanced options.
- Set the service type and governing law to your real situation.
- Choose a dispute-resolution path and a tone.
- Switch on the toggles you need, such as billing and termination.
- Press Generate, then read the draft against how your business truly works.
- Export it, and send it for a professional review before you publish.
Here is how the dispute-resolution options compare at a glance:
| Choice | Where disputes go | Good fit for |
|---|---|---|
| Courts / Litigation | The public court system | Most small sites and simple products |
| Binding Arbitration | A private arbitrator | Larger services wanting to avoid court |
| Mediation First | A mediator, then court if needed | Products that value a softer first step |
| Small Claims Allowed | Small-claims court for minor sums | Keeping cheap disputes quick and local |
Best Use Cases
- Standing up terms for a new SaaS product before the first sale.
- Adding billing and cancellation rules when you launch subscriptions.
- Writing conduct and content rules for a platform where users post.
- Refreshing old terms after you changed your pricing or dispute approach.
- Producing a draft your lawyer can polish instead of write from zero.
Example Inputs
Here is a worked example you can borrow the shape of:
Prompt: Marketplace connecting freelancers and clients. We take a
service fee per transaction. Users must be 18+. No off-platform payments.
Governed by UK law.
Model: OpenAI ChatGPT
Service Type: Marketplace / Platform
Governing Law: United Kingdom
Dispute Resolution: Mediation First
Toggles on: limitation of liability, user-generated content, terminationExample Outputs
With those settings, the AI Terms of Service Generator returns a draft that opens roughly like this, kept short here:
Terms of Service. By creating an account or using the platform, you agree to these terms. Eligibility: you must be at least 18 years old to use the service. Our role: the platform connects freelancers and clients and charges a service fee on each transaction. Payments: all payments must be made through the platform, and off-platform payments are not permitted. User content: you keep ownership of the work you post, and you grant us a limited licence to display it...
Notice it picks up your age limit, your fee model, and your no-off-platform rule, because you named them in the prompt.
Tips and Common Mistakes
What works well
- Name every hard rule in the prompt, such as age limits or a no-scraping policy.
- Set the governing law to your real base, so the venue is clear.
- Only toggle on clauses you can actually enforce.
- Read the billing section against your true renewal and refund practice.
What to watch for
- Treating the draft as final legal text without a review.
- Choosing arbitration without understanding what it takes away from users.
- Leaving the governing law Unspecified when you know where you operate.
- Adding billing terms that do not match how you actually charge.
Run this quick checklist before you generate:
- ✅ Product, billing model, and any age limit named in the prompt
- ✅ Governing law set to where you operate
- ✅ Dispute path chosen on purpose
- ✅ Only the toggles you can enforce switched on
Pro tip Terms of service and a privacy policy usually ship together. Once your terms read well, cover the data side with the AI Privacy Policy Generator so both legal pages agree.
AIToolsay is a free AI platform where every tool is free to use with no account, no credit counter, and no daily limit. You can run the AI Terms of Service Generator as often as you like and switch between a large set of AI models on one screen to compare wording. If your terms mention refunds, the AI Refund Policy Generator is a handy next step for spelling out the returns rules in full. Everything runs in your browser at AIToolsay, with export, listen, and reuse built into each result.
Frequently Asked Questions
Is the AI Terms of Service Generator free to use?
Yes. The AI Terms of Service Generator is free on AIToolsay. You do not need an account, and there is no cap on how many drafts you create.
Are terms of service and terms and conditions the same thing?
In practice, yes. Both names describe the rules that govern how people use your product. The tool drafts that document whichever label you use.
Does the draft replace a lawyer?
No. Terms can be enforceable contracts, and the output is a starting draft, not legal advice. Have a qualified lawyer review it before you rely on it.
Which governing laws can it use?
You can pick the United States, United Kingdom, European Union, Canada, Australia, India, or leave it Unspecified. Set it to where your business operates.
Can it include billing and refund rules?
Yes. Turn on the subscription and billing toggle to cover fees and renewals. For a full returns document, pair it with a dedicated refund policy.
Can I edit the terms after they generate?
Yes. The result is editable text. Copy it out, adjust any clause, and export it as DOC, TXT, or HTML when it is ready.
Terms of service is the quiet page that decides what happens when something goes wrong. The AI Terms of Service Generator gets you a structured, model-picked draft in minutes, tuned to your service, your law, and your dispute path. Use it as the fast start it is, then let a professional confirm the clauses that carry real weight.
Thanks for reading this far, and I hope your legal pages come together with a lot less friction. Come and join the AIToolsay community, follow AIToolsay on social media, switch on push notifications for new tools, and subscribe to the newsletter so the useful updates reach you first.
Let AI Speak.
Sabir
Founder of AIToolsay and a passionate AI enthusiast dedicated to building practical, user-friendly AI tools that simplify everyday tasks.
Can't find the tool you need?
Tell us what you need and we will build it. New tools ship every week.
Request a Tool